Information is the most important component of making a good business decision. We want your business to succeed, and we want you to have all the information necessary to know whether funding from Smart Capital Choice^TM is the right decision for you.

The table below helps you evaluate your funding options. To get the full picture, your best source of information will be to speak with a Funding Specialist by calling 866.445.8630.

	FUNDING OPTIONS
	Friends & Family	Bank Loan	Venture Funding	Smart Capital Choice™
Loan Amount	Varies	$25,000 and up	$250,000 and up	$5,000-$150,000
Business Plan Required				No
Business Tax Returns	No	3 years	3 years	No
Personal Tax Returns	No	3 years	3 years	No
Business Guarantees				No
Personal Guarantees	Possibly			No
Collateral Requirements	No	2:1 ratio		No
Closing Costs and Fees	No			No
Approval Time	Varies	4-8 weeks	8-12 weeks	5-7 days
Cost of Capital	Varies	Low	Very High	Medium
Additional Cost Considerations	Depends on success, Impacts close relationships	Least expensive,  most restrictive	Give up owners equity, control, and autonomy	No
Restrictions on Use of Funds	No	Must use for plan	Must use for plan	No